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IntroductionCalculators
Your plan starts with numbers.
Build a financial plan or compare the rent vs. the mortgage on the same budget. Try also the rent and income scenarios. The calculations are indicative, not investment advice, recommendations or promise of financing.
Your finances in numbers
Financial calculators
Domestic Budget· How much is left after expenses
An overview of where income goes monthly and how much remains for the reserves and the future.
What to enter in the calculation
- 01
Enter net income
Whole households in a month.
- 02
Fill in the expenditure by group
Divide the annual expenses by 12.
- 03
Complete savings and investments
Money put on the future.
Domestic Budget
Monthly overview after groups. For annual expenditure, enter the average per month. Sample amounts can be overwritten.
Kč
The payment of the mortgage is to be counted only in the repayment of loans, not again in the housing. The collection and investment are to be deferred to the future, not consumption. The calculation does not represent an assessment of creditworthiness.
Remaining from expenditure, savings and investments
8 000 Kč
- Net income
- 65 000 Kč
- Current expenditure
- 47 000 Kč
- Achievements and investments
- 10 000 Kč
- Free money before saving
- 18 000 Kč
Where the money goes
- Housing and energy16 000 Kč
- Food and household9 000 Kč
- Transport4 000 Kč
- Travel and holidays2 500 Kč
- Loan repayments6 000 Kč
- Insurance2 000 Kč
- Children and education3 000 Kč
- Health and personal care1 500 Kč
- Free time2 000 Kč
- Other expenditure1 000 Kč
- Achievement and reserve5 000 Kč
- Investments5 000 Kč
The remaining amount can be divided between other reserves and targets when planning.
Follow up the financial plan to transfer revenue 65 000 Kč and expenditure 47 000 KčDiscuss the result with AlešThe information on this website, calculator results and PDF reports are for information and education only. They are not investment advice, investment recommendations or an offer of a specific investment instrument. Investment services are limited to facilitating access to options; the decision always rests with the client. Investing involves risk: values can rise or fall, returns are not guaranteed, and past performance does not guarantee future results. Tax and contribution figures are indicative and do not replace tax advice. Fix the unfilled or inadmissible values for the marked pane; zero is the valid figure where it is allowed.
What does the result mean for you?
The numbers are the beginning. Together, we place them in your budget, goals and life situation.
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Tools
The tools that give you clarity.
I use them for every meeting and for you. You don't see a spreadsheet that no one understands, but your situation, your scripts, and your next step.
Financial analysis
A visual financial plan that will show specific scenarios for what will change after investment, refinancing or replenishment of insurance.
- Screenplay instead of estimations
- Clear outputs for the client
- Submission for each meeting
Asset management
A linked overview of investments, funds, insurance and loans, so you can see your assets grow and what the next step is.
- Monitoring of portfolio developments
- Evaluation of revenues
- Long-term planning and reporting
The instruments are operated by the Assetia Group. Read more on assetio.cz