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First, we compare the necessary expenses with the reserve and expected income refunds. If the difference is not covered, it may be necessary to adjust the expenditure or postpone some objectives. Insurance can reduce part of the failure according to agreed risks and conditions. The employee depends on the earnings and length of incapacity, also on the voluntary sickness and compliance with the conditions. Calculator shows model, the actual claims are assessed separately.

We begin budget, booking, goals and overview of existing contracts. We will connect the living, income protection, investment and future profitability, as well as family and corporate finance for entrepreneurs. I will explain the possibilities, costs and risks, help with the implementation and follow-up care. The decision remains on you; the proceeds and approval of the loan cannot be guaranteed.

Choose what you are currently dealing with and send contact forms Choose online or personal meetings and places. You don't need to have a plan or all the documents. At the first non-binding interview we will clarify the priorities and arrange the next steps; the chosen way of meeting is not yet a reservation deadline.

The calculators provide indicative results from the entered numbers and an overview into PDF with graphs and assumptions. It is not about the offer of a particular product, the price of insurance or individual financial recommendations. We will discuss the interpretation of the results for consultation.

Nothing. The initial consultation is non-binding, and we'll get to know each other, discuss your situation, and then you'll decide if you want to continue.

For most services I am rewarded by financial institutions, not by you. I do not choose the products according to commission, but by what makes sense to you. I always explain to you transparently how it works.

No. We will arrange a personal meeting in Olomouc, Brno, Prague or Ostrava. We will solve a lot of things online or after the call. The company's headquarters in Brno is not automatically a meeting place; we will confirm a specific place when we have an agreement.

We'll do an audit of what you have to find out what's working, what's useless and where you overpay. Sometimes the best solution is not to change anything, and I'll tell you that.

Yes, I like to work with business and business owners myself. I understand responsibility, income fluctuations, and how to separate the company's finances from the family.