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Build a financial plan or compare the rent vs. the mortgage on the same budget. Try also the rent and income scenarios. The calculations are indicative, not investment advice, recommendations or promise of financing.
Your finances in numbers
Calculate how much you need to postpone a month in order to make up for the desired pleasures in your retirement.
Enter age and retirement
Defines the saving time.
Required income and estimate of pension
The difference needs to be compared with our own resources.
Length of draw-down of the rent
How many years does it have enough capital?
In today's costs: real appreciation is after deduction of inflation. The same rate is used for saving and drawing; capital is exhausted at the end. State pension is your estimate, not the calculation of the claim. It does not include taxes and fees. The retirement must always be later than your present age, otherwise the calculation loses its senses.
How much to postpone per month to pension
4 651 Kč
Tato částka má podle modelu pomoci dorovnat důchod o 15 000 Kč měsíčně po dobu 25 let. Vše v dnešních cenách, bez záruky výnosu.
The information on this website, calculator results and PDF reports are for information and education only. They are not investment advice, investment recommendations or an offer of a specific investment instrument. Investment services are limited to facilitating access to options; the decision always rests with the client. Investing involves risk: values can rise or fall, returns are not guaranteed, and past performance does not guarantee future results. Tax and contribution figures are indicative and do not replace tax advice. Fix the unfilled or inadmissible values for the marked pane; zero is the valid figure where it is allowed.
The numbers are the beginning. Together, we place them in your budget, goals and life situation.
First meeting free and free.
Tools
I use them for every meeting and for you. You don't see a spreadsheet that no one understands, but your situation, your scripts, and your next step.
All your contracts in one place, insurance, investment, mortgages, and reserves.
A visual financial plan that will show specific scenarios for what will change after investment, refinancing or replenishment of insurance.
A linked overview of investments, funds, insurance and loans, so you can see your assets grow and what the next step is.
The instruments are operated by the Assetia Group. Read more on assetio.cz