Mobile Apps Effective finance
All your contracts in one place, insurance, investment, mortgages, and reserves.
- Overview of products and their condition
- Anniversary warnings and changes
- Quick connection with the consultant
IntroductionCalculators
Your plan starts with numbers.
Build a financial plan or compare the rent vs. the mortgage on the same budget. Try also the rent and income scenarios. The calculations are indicative, not investment advice, recommendations or promise of financing.
Your finances in numbers
Financial calculators
Investments· Deposits and model development
Models how a regular or one-off investment can grow in time, including the input fee.
What to enter in the calculation
- 01
Select the type of deposit
Regular, one-off or combination.
- 02
Set the time and evaluation
It's a model rate, not a promise of return.
- 03
Consider the fee
The input fee shall be deducted from each deposit.
Kč
years
%
Fee and method of remuneration
%
Returns are modelled, not guaranteed. The value of an investment can fall.
Calculation assumptions
Regular deposits at the end of the month. The input fee is deducted from each deposit, not in advance from the whole target amount.
Compound interest: returns are reinvested; the annual effective rate is converted into monthly.
Simple remuneration is used only for comparison of long-term investment in funds makes sense of compound interest. The assessment is not guaranteed. The calculation does not include inflation, taxes or other charges than entry fees; the value of the investment can also fall.
Modelled value after 20 years
1 217 413 Kč
Z vlastních vkladů 720 000 Kč model vychází na 1 217 413 Kč. Rozdíl po vstupních poplatcích je 497 413 Kč; nejde o slíbený výnos.
- Total input
- 720 000 Kč
- Difference from deposits after fees
- 497 413 Kč
Detailed breakdown of the calculation
- Total input fees
- 0 Kč
- Model assessment
- 497 413 Kč
The information on this website, calculator results and PDF reports are for information and education only. They are not investment advice, investment recommendations or an offer of a specific investment instrument. Investment services are limited to facilitating access to options; the decision always rests with the client. Investing involves risk: values can rise or fall, returns are not guaranteed, and past performance does not guarantee future results. Tax and contribution figures are indicative and do not replace tax advice. Fix the unfilled or inadmissible values for the marked pane; zero is the valid figure where it is allowed.
What does the result mean for you?
The numbers are the beginning. Together, we place them in your budget, goals and life situation.
Book a consultation
First meeting free and free.
Tools
The tools that give you clarity.
I use them for every meeting and for you. You don't see a spreadsheet that no one understands, but your situation, your scripts, and your next step.
Financial analysis
A visual financial plan that will show specific scenarios for what will change after investment, refinancing or replenishment of insurance.
- Screenplay instead of estimations
- Clear outputs for the client
- Submission for each meeting
Asset management
A linked overview of investments, funds, insurance and loans, so you can see your assets grow and what the next step is.
- Monitoring of portfolio developments
- Evaluation of revenues
- Long-term planning and reporting
The instruments are operated by the Assetia Group. Read more on assetio.cz